AML & Financial Crime Manager

Our mission is to enable everyone to build wealth

We reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Тoday, we serve over 7 million clients, with more than €38 billion in assets under management — a testament to the scale and trust we’ve built in just a few years.

The role

We're looking for an experienced AML & Financial Crime Manager to lead the local AML/CTF function for the Portuguese Branch of Trading 212. In this role, you will provide independent second-line oversight of AML/CTF controls, serve as the designated Responsável pelo Cumprimento Normativo under Article 16 of Lei n.º 83/2017, and own the Branch's AML/CTF compliance framework under Regulamento da CMVM n.º 2/2020.

What you’ll do

Provide independent second-line oversight of AML controls, alerts, and investigations conducted by the First Line of Defence

Conduct Quality Assurance reviews of KYC, CDD, and EDD files to ensure adherence to internal policies and regulatory standards

Assess the quality and consistency of transaction monitoring investigations and identify areas for improvement

Review suspicious activity escalations and support the drafting of Suspicious Activity/Transaction Reports (STRs)

Act as the Branch's designated Contact Person for the Financial Intelligence Unit (UIF) and the Central Department of Investigation and Criminal Action (DCIAP)

Own and maintain the Branch's standalone AML/CTF policies and procedures manual and its money laundering/terrorist financing risk assessment

Submit the mandatory annual AML/CTF compliance report to the CMVM

Serve as primary liaison for CMVM, UIF, and DCIAP on supervisory matters, including on-site inspections

Develop and deliver AML/CTF training to Branch staff

Drive continuous improvement of AML policies, procedures, and control frameworks

What you need to have

Educational background in Finance, Economics, Law, or a related field

At least 5 years' experience in AML, financial crime compliance, or a related function within an investment firm, capital markets environment, fintech, or a regulatory/supervisory authority in Portugal

Strong knowledge of Lei n.º 83/2017, Regulamento da CMVM n.º 2/2020, EU AML Directives, and financial crime typologies

Native or fluent Portuguese and professional English — both essential for policy manual authorship, UIF/DCIAP communications, and HQ alignment

Excellent written communication skills, particularly for regulatory documentation and reporting

Strong analytical thinking, attention to detail, and the ability to manage multiple priorities

Ability to work both independently and collaboratively, with confidence to escalate where needed

A drive for excellence and a continuous improvement mindset

Nice to have

Experience in an investment firm or capital markets environment (MiFID II / Código dos Valores Mobiliários)

What we offer:

Challenges that will help you grow and realize your potential fast.

Opportunity to make a significant impact —you will build innovative services used by millions of investors to build wealth.

Work with smart, spirited, helpful, high-performing colleagues with a common goal.

An environment where nothing is set in stone.

Appreciation for your talent and ideas.

Generous remuneration package

Bring your ambition to Europe’s fastest-growing mobile broker!

We thank all applicants, but only candidates selected for interview will be contacted. All personal data of applicants is protected by law and treated with strict confidentiality.